With nursing care costs skyrocketing, seniors are remaining in their homes longer. Maintaining that level of independence requires that loved ones such as adult children or other involved family members talk with the senior about important issues regarding their senior care options. It is important to have this conversation sooner rather than later to enable issues to be fully discussed and decided before the need is critical. An earlier discussion also ensures that the senior is in a better position to offer input and direction into the type of senior care he or she will receive.
Financial & Legal Matters
The discussion should include an understanding of the senior’s financial situation. Money matters can be a touchy subject in some families, but they need to be addressed in an open dialogue at the earliest possible time. Are finances in order? What about health and life insurance? At what institutions do they have savings, checking or investment accounts?
This might also be a good time to discuss whom they would prefer handle financial matters should they become unable to do so. Talk to an attorney about establishing durable and healthcare powers of attorney so that some member of the family can act on their behalf.
Home Modifications
For many individuals, remaining independent in their homes may require special modifications. This might include the addition of handrails in hallways, bath modifications, ramps, or other applications to help the senior remain safely in their own home for as long as possible. Planning early to make simple upgrades along the way can help spread costs out over time.
Home Care Assistance
Asking for help with daily chores may also not come easily. A home care agency like Golden Heart Senior Care can offer at home care assistance with things like managing medications, household chores, running errands, cleaning, and laundry. By having the discussion about at home senior care options earlier, the senior can be more involved in selecting the right help to suit them, resulting in a more successful outcome in the long run.
Be careful not to just dive in, however. It can be tough to be reminded that one is aging, so it might be necessary to wait for the right opening for this discussion. Yet, by having a careful, thoughtful discussion that shows respect and love to the senior who will need care, together the family can develop the best possible senior care plan that most closely resembles the type of assistance that the senior desires.
