For many seniors, the choice of how to spend their golden years is simple: staying near family, friends, and neighbors, and enjoying the lifestyle they prefer. For families concerned about the wellbeing of senior loved ones, the conversation is much less simple. Long term care planning is an important topic for every family member to participate in, and family involvement helps keep seniors safe while living independently. At Golden Heart, we’re here to support long term care planning conversations and offer comprehensive in-home services for your loved one.
Many seniors rely on private insurance as well as additional help from Medicare or coverage from a former employer. Many families have also told us that long term care planning is challenging because of the costs of various care choices. Our local home care agency believes that every senior should be able to build the future that’s best for them, including living independently. If you have a prominent insurance provider like those listed here, your policy likely covers in-home services from Golden Heart.
When planning for the future, it is important not to rely solely on Medicare, as its main purpose is to cover medically necessary care for recovery as prescribed by physicians. Medicare does not pay for most in-home care services and only covers less than 18% of all long-term care expenses overall. For those who require services that are not covered by Medicare and are looking for another option, our care coordinators are happy to advocate on behalf of your family throughout the insurance process.
Golden Heart provides transitional care services that help seniors return home safely and maintain their health following a surgery, procedure, or extended illness. Your long term care planning should always include resources like in home care for successful homecoming after any medical event. Some seniors may benefit from intermittent home care services following an illness or injury. Golden Heart offers companionship care as well as respite care, for when family caregivers need to step away for any amount of time.
Preparing for expenses should always be part of your long term care planning, but it shouldn’t outweigh your loved one’s hopes and goals for their golden years. Your family can have peace of mind while your loved one can have independence by choosing in home services from Golden Heart. An experienced caregiver can make a difference in your loved one’s long term wellbeing at home.
To learn more about our senior care services and find out which insurance plans could cover some of the long-term costs, call the experts at Golden Heart of Dayton and Mason, OH today.